(970) 777-2902 | insurancesupport@vvmc.com 
 Insurance Support Team 
Every health insurance plan has a network of providers. If a doctor, hospital, laboratory or pharmacy is not in your plan’s network, you’ll pay more for your care. Fortunately, Vail Valley Medical Center accepts Medicaid, Medicare and most major health insurances. When choosing health insurance, make sure it includes your local providers. Prior to your visit we can also help you estimate your cost of care for anticipated hospital services and procedures.
Please see the following list of contracted carriers to ensure VVMC is in network.  
HMO (facility only)
Federal Employees
POS depending on the patient's plan
*Not participating in the Humana Choice Network or Medicare HMO lines of business.
Self-funded employer groups
Medicare HMO/Medicaid HMO
CHP+ offered through RMHP
This is our hospital employee insurance
*No direct contract for other employer groups; must use a PPO network like Cofinity or United Healthcare to access VVMC as in-network.
Choice Plus POS
Some indemnity plans
*Uses Highmark BCBS for non-sport related injury and illness
*Uses American Specialty Insurance for sport related injury and illness
Direct contract with this employer group
*Away from our facility, Vail Resort employees use the United HC PPO network
VVMC submits bills to the patient's insurance company when complete information is supplied. Please remember that your policy is a contract between you and your insurance company, and you have the final responsibility for payment of your hospital bill. If your insurance company does not pay within 45 days of billing, please contact them to resolve the delay. Secondary insurance is billed after the primary insurance pays. If you were unable to provide complete billing information at the time of your visit, please phone the information to our Customer Service Center within 48 hours. Call (970) 777-2850 or (888) 209-7711 or view our billing and financial services page. If you have any questions about billing, please do not hesitate to fill out our Billing Inquiry Form.