Insurance

Vail Valley Medical Center is available to provide estimates of anticipated charges for hospital services and procedures. For details, Estimate Your Cost of Care.

VVMC submits bills to the patient's insurance company when complete information is supplied. Please remember that your policy is a contract between you and your insurance company, and you have the final responsibility for payment of your hospital bill. If your insurance company does not pay within 45 days of billing, please contact them to resolve the delay. Secondary insurance is billed after the primary insurance pays. If you were unable to provide complete billing information at the time of your visit, please phone the information to our Customer Service Center within 48 hours. Call (970) 777-2850 or (888) 209-7711. If you have any questions about billing, please do not hesitate to fill out our Billing Inquiry Form.

We contract with the following insurance carriers:

  • Anthem BCBS
    • PPO
    • HMO (facility only)
    • Federal Employees
  • CHP+ offered through Colorado Access
  • Cofinity Network
    • PPO
  • Aetna
    • PPO
    • POS II
  • First Health/Coventry/Affordable Health Network
    • PPO
    • Work Comp
  • Cigna
    • PPO
    • POS
  • Great West Health Care/One Health Plan Network
    • HMO
    • POS
  • Humana/Choice Care Network
    • PPO
    • POS depending on the patient's plan
    • *Not participating in the Humana Choice Network or Medicare HMO lines of business.
  • Pinnacol Assurance Worker's Compensation
  • Multiplan/Private Healthcare Systems Network (MPI/PHCS)
    • PPO
  • Rocky Mountain Health Plans
    • HMO
    • PPO
    • Self-funded employer groups
    • Medicare HMO/Medicaid HMO
    • CHP+ offered through RMHP
  • UMR
    • This is our hospital employee insurance
    • *No direct contract for other employer groups; must use a PPO network like Cofinity or United Healthcare to access VVMC as in-network.
  • United Healthcare
    • PPO
    • Choice Plus POS
    • Some indemnity plans
  • United States Ski and Snowboard Managed Care Network
    • PPO
    • *Uses Highmark BCBS for non-sport related injury and illness
    • *Uses American Specialty Insurance for sport related injury and illness
  • Vail Resorts
    • Direct contract with this employer group
    • *Away from our facility, Vail Resort employees use the United HC PPO network
  • National Healthcare Solutions (International Insurance PPO Network)

For more information, visit our Patient Billing page or call (970) 777-2850 or (888) 209-7711.